smlBIZ Financial Solutions INSURANCE & RISK MANAGEMENT

All entrepreneurs share a common characteristic. They are risk takers. They tend to embrace risk and thrive on beating the odds. However, some risks just are not worth taking. Consider health and accident insurance. One minor accident can produce thousands of dollars of medical expenses. Without proper insurance, those costs could seriously hurt your business cash flow.

SMLBIZ Financial Solutions can help you reduce your business risk by identifying the appropriate health, accident, disabilty, long term care and life insurance to fit your particular circumstances.

MEDICAL INSURANCE FOR INDIVIDUALS AND SMALL GROUPS

Assurant Health, headquartered in Milwaukee, WI., has been providing medical insurance plans for individuals since 1890 and was one of the first to offer High Deductble Health Plans accompanied with a Health Savings Account. This type of medical plan is an attractive option for many small businesses because of the reduced insurance premium expense, the unique tax advantages and the potential for the compounding of savings dollars. We would be pleased to show you how this new medical plan could benefit your business.

IT'LL NEVER HAPPEN TO ME...

But the facts are that it may very well happen to you. Imagine, you have invested all of your time, effort, and capital in your business which is finally doing well. It is growing and you begin to enjoy the fruits of your labor. Then, for no good reason, illness or accident prevent you from running your business or working at all. Your cash flow is about to collapse. There are several forms of disability insurance that could make that unexpected major health problem easier to deal with.

We can assist in creating insurance funded partner buy-outs, developing key person protection and mitgation of operating expenses during the abscence of such key person.